The rules and conditions for using risecreditloansapp.com and our loan products.
Last updated: June 2026
Template notice: This page is a general template provided for layout purposes only. It is not legal advice and may not reflect the laws of your state or the actual practices of your business. Consult a qualified attorney to prepare final, compliant Terms of Service, Privacy Policy, and lending disclosures before publishing.
By accessing or using risecreditloansapp.com (the “Site”) or applying for a loan product, you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, please do not use the Site.
To use the Site and apply, you must be at least 18 years old (or the age of majority in your state), a U.S. resident in a state where our products are offered, and able to enter into a binding contract.
Installment loans range from $200 to $5,000, subject to state availability and approval. All rates, fees, and repayment terms are disclosed in your loan agreement before you accept. This is an expensive form of credit intended for short-term needs, not a long-term financial solution.
Submitting an application does not guarantee approval. Approval, loan amount, rate, and terms are determined based on the information you provide and other factors, and vary by state. We may verify your information with third parties.
By using the Site, you consent to receive communications electronically and agree that electronic signatures, agreements, and disclosures have the same legal effect as paper documents signed in ink.
You agree not to use the Site for any unlawful purpose, submit false information, attempt to gain unauthorized access, or interfere with the Site's operation.
All content on the Site, including text, graphics, logos, and software, is the property of Rise Credit or its licensors and is protected by applicable intellectual property laws. You may not reproduce it without permission.
The Site and its content are provided “as is” without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.
To the maximum extent permitted by law, Rise Credit shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site or any loan product.
We may update these Terms from time to time. Changes take effect when posted to this page. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the state in which our lending operations are based, without regard to conflict-of-law principles, except where state consumer-protection laws require otherwise.
Questions about these Terms can be directed to our support team at [email protected].
Have a question about these terms? The fastest way to see your options is to check your rate.
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