No paperwork, no branch visit. From checking your rate to getting funded, the whole process happens online — and most applicants get a decision within minutes.
Start by checking your personalized rate online. We use a soft credit check to show your options, so seeing your rate won't affect your credit score. It takes about two minutes and there's no obligation to continue.
If you're approved, you'll see the loan amounts and repayment schedules available to you. Pick the combination that fits your budget — every cost is shown upfront and in plain language before you accept, with no hidden fees and no prepayment penalty.
Once you accept your offer and your application is verified, your money is on the way. If you're approved and accept before the daily cutoff, funds can be deposited into your checking account as soon as the next business day.
Changed your mind? If you repay the principal within five business days of getting your loan, you'll pay no fees and no interest. It's a simple way to borrow with confidence.
Check your rate in about two minutes with no impact to your credit score, and see what you qualify for on a Rise Credit installment loan from $200 to $5,000.
Free · takes about 2 minutes · won't affect your credit score