Important disclosures: This is an expensive form of credit. Rise Credit installment loans are designed to help meet short-term borrowing needs and are not intended to be a long-term financial solution. APR ranges from approximately 60% to 299% and varies by state and creditworthiness. Loan amounts range from $200 to $5,000; minimum and maximum amounts vary by state and are subject to minimum income requirements.
Rise Credit is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval and the amount for which you may be approved vary by state. Rates and terms are customized to each consumer based on credit, income, repayment history, and other factors. Complete disclosures of APR, fees, and payment terms are provided within your loan agreement. Before borrowing, consider alternatives such as a credit card cash advance, a personal loan from a bank or credit union, a home equity line of credit, existing savings, or borrowing from family or friends.